Your next 90 days of cash, week by week.

Cord projects your cash flow from three separate sources (what you're already owed, what you'll likely close and your retainers) and dates every amount with each client's real payment history. No formulas to maintain and no mixing up certainty with probability.

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90-DAY CASH FLOW

Three sources, never mixed.

The forecast keeps apart what you're already owed on approved quotes, what you'll likely close from your pipeline, and your retainers' monthly charges. Each source has its own color, week by week for 13 weeks, and the cumulative curve tells you how much will have come in by each date.

  • Receivables, weighted pipeline and retainers, kept apart
  • 13-week cash flow and a cumulative cash curve
  • Calculated as of today, with no formulas to build
Reports/Cash flow · 90 daysAs of today · Sep 24
Weekly flow · 90 daysThree separate sources to distinguish certainty from probability.ReceivablesPipelineMRR
Sep 25 – Oct 1USD 30,072
Oct 2 – Oct 8USD 15,593
Oct 9 – Oct 15USD 13,940
Oct 16 – Oct 22USD 14,620
Oct 23 – Oct 29USD 21,906
Oct 30 – Nov 5USD 19,645
Nov 6 – Nov 12USD 12,458
Nov 13 – Nov 19USD 8,251
Nov 20 – Nov 26USD 4,987
Nov 27 – Dec 3USD 12,482
Dec 4 – Dec 10USD 2,615
Dec 11 – Dec 17USD 1,760
Dec 18 – Dec 23USD 985

REAL PROBABILITY

Each open quote weighs what that client usually closes.

A proposal to a client who approves seven out of ten isn't worth the same as one to a client who almost never closes. Cord weights each open quote by its client's historical close rate and places it on the calendar using how long that client takes to close and to pay. The client-weighted pipeline shows you who is carrying your coming weeks.

  • Probability per client, from their actual wins
  • Expected date: their days to close plus their days to pay
  • Conservative assumptions for clients with no history
Reports/Finance
Client-weighted pipelineProbability and timing from actual history.Today
Gamma ConstructionUSD 28,861
Ridgeline BuildersUSD 19,787
Valley Crest PropertiesUSD 9,726
Northern Steel WorksUSD 8,191
Sierra Land DevelopmentUSD 7,339
Central HardwareUSD 5,059
Hope Street HardwareUSD 1,526
GGamma ConstructionGold
In pipelineUSD 41,230Close rate70%Days to close12Quotes14

MRR AND PROFITABILITY

What recurs, what's at risk and what your discounts leave you.

The Finance report adds up the contracted MRR from your retainers and annualizes it, and sets apart the MRR at risk: retainers with a failed charge or scheduled to cancel. It also crosses each client tier with its discount, its close rate and what it actually buys from you.

  • Contracted MRR and ARR
  • MRR at risk: failed charges and scheduled cancellations
  • Profitability by tier: discount, close rate and closed value
Reports/FinanceAs of today · Sep 24, 2026
Contracted MRRUSD 8,6407 active retainersARRUSD 103,680Annualized MRRDSO38destimated time to collectionMRR at riskUSD 1,280failed charge or scheduled cancellation
Profitability by client tierCompares configured discount, close rate, and closed value.
Distributor15% discount · 71% close rate · n=24USD 218,430
Gold10% discount · 62% close rate · n=18USD 140,690
Silver5% discount · 48% close rate · n=21USD 68,845
Standard0% discount · 31% close rate · n=46USD 51,278

WHY IT MATTERS

This is what finance & cash flow actually changes.

cordhq.app/app/informes?r=cobranza
Collections and receivablesOne place to understand performance and decide what to act on.Collections and receivablesAs of today · September 24, 2026Customize
RECEIVABLESUSD 128,4609 documents
OVERDUEUSD 41,2302 accounts
EXPECTED COLLECTIONS · 30DUSD 51,890certain receivables, estimated timing
AVERAGE DELAY11dagainst agreed terms
Actual vs. agreed DSOHow actual payment deviates from agreed terms.
11On time71–7 days late98–30 days late330+ days late
Exposure by clientOpen balance against the configured limit.
Apex ConstructionUSD 41,230
Sierra Land DevelopmentUSD 28,645
Ridgeline BuildersUSD 19,647
Northern Steel WorksUSD 8,840
Ferrex Supply Co.USD 6,420
RRidgeline BuildersQ-0148 · USD 17,995.56+14 d
Day 0ApprovedSep 22Day 30DueOct 22Day 44ForecastNov 5

Net 30 · pays on day 44 on averagePayment lands in the week of Oct 30 – Nov 5, not the due-date week.

cordhq.app/app
HomeCustomize
Pipeline healthTodayView CFO →
27dAVG. DAYS TO COLLECT (DSO)Healthy52%RISK CONCENTRATIONModerate8%MARGIN GIVEN UPdiscount off list price46%EXPECTED REVENUE (WEIGHTED)of USD 342,000 in open pipeline
Expected cash flow · 5 weeksTodayTreasury →
USD 28,640Sep 25 – Oct 1USD 16,680Oct 2 – 8USD 23,740Oct 9 – 15USD 15,760Oct 16 – 22USD 25,240Oct 23 – 29
Reports/Cash flow · 90 days
Concentration risk · 30 daysLargest client's share of near-term expected inflow.59%
Apex ConstructionUSD 41,230
Ridgeline BuildersUSD 13,753
Ferrex Supply Co.USD 6,420
Northern Steel WorksUSD 4,872
Sierra Land DevelopmentUSD 3,190
cordhq.app/app/informes?r=flujo
Cash flow · 90 daysOne place to understand performance and decide what to act on.Cash flow · 90 daysAs of today · September 24, 2026Customize
NEXT 90 DAYSUSD 232,300receivables + pipeline + retainers
BEYOND HORIZONUSD 48,6504 movements from day 91
MRRUSD 3,2003 retainers
CERTAIN RECEIVABLESUSD 128,460not weighted by close rate
Weekly flow · 90 daysThree separate sources to distinguish certainty from probability.ReceivablesPipelineMRR
Sep 25 – Oct 1USD 28,640Oct 2 – 8USD 16,680Oct 9 – 15USD 23,740Oct 16 – 22USD 15,760Oct 23 – 29USD 25,240Oct 30 – Nov 5USD 25,470Nov 6 – 12USD 19,270Nov 13 – 19USD 19,840Nov 20 – 26USD 15,250Nov 27 – Dec 3USD 9,260Dec 4 – 10USD 12,870Dec 11 – 17USD 10,016Dec 18 – 24USD 10,264
What went into the forecast
13 weeks · next 90 daysUSD 232,300Beyond horizon · 4 movements+ USD 48,650TotalUSD 280,950

FREQUENTLY ASKED QUESTIONS

Finance & cash flow: the questions we hear most.

No. It's statistics on your own history: each client's actual close rate, days to close and days to pay. When a client has no history, Cord uses conservative assumptions (a 25% chance of closing, 50% if they already opened the quote, 14 days to close and 30 to pay) instead of making up their behavior.

In Reports › Cash flow · 90 days and Reports › Finance, calculated as of today, and on your home screen with the Pipeline health and Expected cash flow widgets. Each person arranges, hides or resizes their own widgets without moving anyone else's.

Anyone with the Reports permission; the owner always has it. The Rep role includes it by default, so if you'd rather keep leadership numbers to the right people, adjust it in Settings › Team & roles; inviting your team is available from Professional. The Collections and receivables report also requires the Collections permission.

The 90-day cash flow and the Finance report are available from Professional. On Starter you already get the pipeline forecast and discount given, and on Free your close rate, funnel, and top clients and products.

Explore the rest of the product.

AI CollectionsEvery day, the agent reviews your overdue accounts and writes to each one with its real balance, its days overdue and the link to pay.
Clients and creditEvery client has a record with their payment terms, their credit limit and an up-to-date account statement that brings quotes and invoices together.
DocumentationFinance & cash flow, step by step.

Decide with the cash that's coming, not the cash that's gone.

The 90-day cash flow is on the Professional plan. Start free and upgrade when you need it.

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