Fiscal invoicing by country

One invoicing engine, a different receipt depending on where your business operates.

Documents and plans

Free includes 10 commercial invoices per month, separately from quote sends; from Starter they are unlimited. Tax-compliant invoices have their own allowance: 30/200/500 per month on Starter/Professional/Scale. Pro formas do not replace tax invoices. A paid plan does not itself activate a fiscal integration.

Document types by country

Cord doesn’t treat an invoice as a generic PDF with a number: the type of receipt it issues depends on your business’s country. Today there are three rails:

• Mexico: pro forma in Free; CFDI 4.0 from Starter with fiscal configuration. Paid plans may also choose a pro forma.
• Spain: pro forma in the commercial option; integrated fiscal issuance from Starter where enabled. The Verifactu rail creates chained records only when the account has a valid certificate and Cord’s regulatory integration is enabled.
• Other supported markets: a commercial invoice with its own numbering and taxes and withholdings configured by the business, without automatic filing with a tax authority.

In all three cases, tax is calculated per line, not per document: you can mix a taxed item with an exempt one on the same invoice, and each one prints the rate and the name of the tax that applies in your country (VAT in the UK, GST in Canada, state-by-state sales tax in the US, IVA in Mexico and Spain, and so on, based on your account’s fiscal profile).

Mexico: Nominative CFDI 4.0

For eligible accounts in Mexico on Starter or above, Cord stamps invoices with SAT through a certified electronic invoicing provider. You must first upload and validate the issuer’s current Digital Seal Certificate (CSD) in Cord; after that, the day-to-day flow doesn’t require a separate portal or reattaching the certificate to every invoice.

Pulling data from the catalog

Unlike systems that issue to the “General Public” and then force the client to self-invoice through an external portal, Cord is proactive and pulls fiscal data directly from the client’s record:

• Tax Regime: the one assigned to that client’s profile.
• CFDI Use: based on the type of product or service, or explicitly set on the client’s profile.
• Zip code: the one registered on their tax status certificate.

Issuance, taxes and confirmation

In the issuance flow, Cord builds the document from the issuer, recipient and reviewed line items. It preserves per-line taxes, withholdings and exempt items instead of flattening them into one rate. Issuance must be confirmed before the document is presented as a valid CFDI.

A confirmed payment and an issued invoice are different states. Check fiscal and delivery status: do not assume paying always creates, stamps and emails a new invoice. If only email delivery fails, resend the existing document.

Credit notes issued from a Mexican invoice use an expense CFDI related to its UUID. A cancellation request does not void the invoice until confirmed. See invoices and balances.

Spain: Verifactu

The Verifactu module is built, but its operational availability depends on two boundaries: the organization must have a valid electronic certificate, and Cord must have its software-system identity and regulatory rail enabled. Only when both conditions are met does each invoice create a SHA-256 record chained to the previous record for that organization.

Other supported markets: commercial invoice

In the United States, Canada, Brazil, the United Kingdom, Germany, France, Colombia, Argentina, Chile, and Peru, Cord can issue a commercial invoice with a sequential number, per-line taxes and withholdings configured by the business, and the captured tax details of both parties. Cord does not automatically file it with the local tax authority. Whether the business must issue, report, or supplement that document depends on its country and tax regime; confirm that obligation with a tax adviser.

The receipt for Cord Payments’ own fee (Mexico)

In addition to the CFDI you stamp for your own customers, in Mexico Cord issues its own income CFDI for the fee it charges on every Cord Payments transaction (see Fees and advantages) — this is the tax receipt for the payment-processing service Cord provides you, not for your own sale.

This receipt is issued consolidated, in periodic batches (not one per individual transaction) against the RFC and fiscal data registered on your account.