An invoice that knows how much you are still owed.

Cord issues your invoices under your own numbering and brand, sends them with a link where your client pays in full or in part, and tracks the balance down to zero. Each one carries your sales tax per line and, where an authority receives each invoice, the e-invoice it requires once it is live for your account.

Start for freeSee a real quote

Invoices from Free (10 a month). E-invoices filed with a tax authority, where Cord issues them, from Starter, with 30 a month. Recurring invoices from Professional.

FROM DRAFT TO NUMBER

The invoice number is assigned when you issue, not when you type.

In Invoices you pick the client, add items from your catalog or as free lines, and save a draft that uses up no number: if you throw it away, your numbering has no gaps. With Issue and send, Cord assigns the next number in your series, issues the document and emails your client the PDF as an attachment plus the invoice's link. If issuing fails, the invoice stays a draft and tells you what to fix.

  • Drafts that use up no number
  • Your own numbering series, set in Settings
  • An email to the client with the PDF attached and the invoice's link
Invoices+ New invoice
AllDraftsOpenPast duePaid
InvoiceClientTotalStatus
No numberDraft · BOR-3F9A1CFSFerrex Supply Co.USD 4,872.00Draft
INV-001048RBRidgeline BuildersUSD 17,995.56OpenSent
INV-001047GCGamma ConstructionUSD 8,421.60PaidSent
INV-001046NSNorth Star ProjectsUSD 3,840.00Overdue+6d
INV-001045GCGamma ConstructionUSD 12,180.00PaidSent
Review and issueTotal$4,872.00 USDDeliverypurchasing@ferrexsupply.comEmail includes the PDF and payment link.Issue and sendIssue without sendingSave and exit

The number is assigned when you issue. Later corrections require a void or credit note.

THE INVOICE KNOWS WHERE IT STANDS

Issued, sent, viewed, paid: you see it without asking anyone.

Every invoice shows its progress and its activity: when it went out, when your client opened it (only your client, not you checking the link) and every reminder and payment. Your client pays from their link; wires made outside the link, cash or checks you record yourself, and they can't exceed the balance. While it stays open, Cord reminds your client of the due date before and after it, and never sends the same reminder twice.

  • Invoice progress: issued, sent, viewed and paid
  • Reminders before and after the due date
  • Payments recorded by hand against the same balance
Invoices/INV-001046Paid
1Draft2Issued3Sent4Viewed5Paid
GCGamma ConstructionIssued Aug 22, 2026 · Due Sep 21, 2026 · SentTOTAL$8,421.60Balance $0.00
Payments
Today · Bank transfer · Ref. 4471$3,421.60Sep 19 · Bank transfer · Ref. 88213$5,000.00
Total$8,421.60Paid−$8,421.60Balance$0.00 USD
Activity
  1. Balance settled
  2. Payment appliedPayment of $3,421.60
  3. Reminder sentDue-date notice (1 day before)
  4. Payment appliedPayment of $5,000.00
  5. Reminder sentDue-date notice (7 days before)
  6. The client opened it
  7. Sent to the clientSent to ap@gammaconstruction.com
  8. IssuedInvoice INV-001046 issued

Get your invoices paid online in 12 countries.

Your client opens the invoice and pays right there, with the method they use in their country. They can settle the balance or pay another amount, and what you record by hand comes off the same balance.

  • Cards with Cord Payments7 countries
  • Mercado Pago, with your own account6 countries
  • Partial payments from the link12 countries
  • Transfers you record by hand12 countries
  • Bank transfer with a referenceBeta6 countries
  • Bank direct debitBeta6 countries

Apple Pay and Google PayBetaall 7 Cord Payments countries

Your client pays with
CardBank transfer with a referenceBetaACH Direct DebitBetaApple Pay and Google PayBeta
Currency
USD
Tax
Sales tax TX 6.25%
You receive it in
Routing + account
PDF
Each client’s language

A replica of the invoice and payment your client sees. What is marked Beta shows up on the link once it is active on your account. The page and the payment form appear in each client’s language.

Country guide: United States

The invoice that counts for tax, in every country.

In each country, Cord issues the document its tax authority requires, or a standard invoice where none is needed. While a filing is being activated, the invoice goes out as a standard invoice or a pro forma, and you still get paid.

MexicoCFDI 4.0SATAvailable

From the Starter plan, every invoice is stamped with the SAT using your digital seal certificate (CSD) and gets its tax folio. Your client downloads the PDF and the XML from the link, and every payment on a credit sale generates its payment complement.

Your account starts withIVA 16%IVA 8% región fronterizaExento4 withholdings

It does not issue the Foreign Trade complement or IEPS yet.

From Starter. On Free you issue pro formas.Mexico guide
United StatesStandard invoiceNo tax authorityAvailable

In the United States no authority validates each invoice. Cord issues a standard invoice with a sequential number and your state’s sales tax, and keeps it on record for your return.

  • Sales tax by client addressYou file itBetaState, county, city and districts, from Starter with Cord Payments.

Your account starts withYour state’s sales taxExempt / Resale

United States guide
CanadaStandard invoiceNo tax authorityAvailable

An invoice with GST and your province’s tax broken out (QST, PST or RST), or HST where it is harmonized. In Canada the invoice is not filed with an authority.

Your account starts withGST 5%HST 13% (ON)HST 14% (NS)+5 more

Canada guide
BrazilNFS-e and NF-eSEFAZ, national NFS-eBeing activated

Services are invoiced with the national NFS-e and goods with the NF-e, which your state’s SEFAZ authorizes. Cord issues them with your digital certificate.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIsento

From Starter. On Free, a standard invoice.Brazil guide
SpainInvoice with VerifactuAEATBeta

Every invoice is registered with the AEAT through Verifactu as soon as you upload your electronic certificate: chained to the previous one, with a QR on the PDF your client can check.

  • Pro formaNo tax authorityAvailableWithout a certificate. It is for getting paid, not for deducting.
  • Facturae 3.2.2No tax authorityBetaThe Spanish format, with IRPF. Cord does not file it with FACe.
  • E-invoicing between businessesAEATComing soonMandatory in 2027 if you invoice over €8 million; in 2028 for everyone else.

Your account starts withIVA 21%IVA 10%IVA 4%+5 more2 withholdings

Verifactu, from Starter. On Free you issue pro formas.Spain guide
United KingdomStandard invoiceNo tax authorityAvailable

A VAT invoice with VAT on each line and your VAT registration number. Today it is not filed with HMRC.

  • E-invoicing over PeppolPeppol networkComing soonHMRC will require it on every VAT invoice from April 2029.

Your account starts withVAT 20%VAT 5%Zero-rated+1 more

United Kingdom guide
GermanyE-invoiceNo tax authorityAvailable

The invoice goes out in your client’s language and also as an e-invoice: the same document in XRechnung, Factur-X and Peppol BIS files your client’s accounting system reads on its own. By default, the email carries the PDF and the XRechnung XML.

Your account starts withUSt. 19%USt. 7%Steuerfrei

Peppol is the network many businesses and public bodies use to exchange invoices, through an access provider. Cord gives you the file ready; it does not send it over that network.

On every plan.Germany guide
FranceE-invoiceApproved platformBeing activated

Invoices between French businesses travel as Factur-X through an approved platform. It is mandatory for large and mid-sized companies from September 1, 2026, and for SMEs from September 1, 2027.

  • Invoice with Factur-XNo tax authorityAvailableIn French, with the details the reform requires. It is the usual PDF with the XML inside.

Your account starts withTVA 20%TVA 10%TVA 5,5%+2 more

Peppol is the network many businesses and public bodies use to exchange invoices, through an access provider. Cord gives you the file ready; it does not send it over that network.

Factur-X on every plan; the platform, from Starter.France guide
ColombiaE-invoiceDIANBeing activated

The electronic sales invoice is validated by the DIAN before it reaches your client, with its CUFE and QR. Cord issues it as in-house software, with your signing certificate.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIVA 19%IVA 5%Exento2 withholdings

From Starter. On Free, a standard invoice.Colombia guide
ArgentinaInvoice with CAEARCABeing activated

The type A, B or C invoice carries the CAE authorized by ARCA, requested with your CUIT’s certificate, with its QR and legends.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIVA 21%IVA 10,5%IVA 27%+1 more

From Starter. On Free, a standard invoice.Argentina guide
ChileE-invoice (DTE)SIIBeing activated

Electronic tax documents (taxable and exempt invoices, debit and credit notes) are issued directly with the SII, with an electronic stamp and your authorized folios.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with VAT calculated once per document, as the SII does.

Your account starts withIVA 19%Exento1 withholding

From Starter. On Free, a standard invoice.Chile guide
PeruE-invoiceSUNATBeing activated

The electronic invoice and credit note are sent to SUNAT from your account, with their QR, as an issuer from your own systems.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIGV 18%ExoneradoInafecto

From Starter. On Free, a standard invoice.Peru guide

How an invoice from an account in the open country looks in Cord today.

  • AvailableWorks today for every account in the country, on the plan shown.
  • BetaWorks today for any account that meets its requirements, such as the plan or the certificate; it stays in beta until its first real use confirms it.
  • Being activatedBuilt and tested; Cord switches it on country by country. Meanwhile, the invoice goes out as a standard invoice or a pro forma.
  • Coming soonWaits on something external or is still to be built.

WHY IT MATTERS

This is what Cord Invoicing actually changes.

cordhq.app/app/facturas/recurrentes
Invoices /Recurring invoicesInvoices →

Cord issues and sends these invoices for you on the date you set. Each run freezes its own amounts and taxes.

ClientFrequencyNext runIssuedStatus
Ferrex Supply Co.One-bag concrete mixer rentalMonthlyDay 1 of each periodOct 1, 20260PauseDelete
Ridgeline BuildersMonthly cement and block supplyMonthlyDay 1 of each periodOct 1, 20267PauseDelete
Apex ConstructionTubular scaffold rental, 40 m²MonthlyDay 1 of each periodOct 1, 202611PauseDelete
St. Peter HardwareMonthly rebar supplyMonthlyDay 1 of each periodOct 1, 202614PauseDelete
Gamma ConstructionWarehouse maintenanceMonthlyDay 1 of each periodOct 1, 20265PauseDelete
Arches RealtyForklift rentalMonthlyDay 1 of each periodOct 1, 20269PausedResumeDelete
Gulf Builders GroupSteel formwork rentalMonthlyDay 1 of each periodOct 1, 20263PauseDelete
Lakeside Paint & FinishesMonthly waterproofing supplyMonthlyDay 1 of each periodOct 1, 20262PauseDelete
Done. Cord will issue this invoice again every month.
9:02
Inbox
MVMateriales del Valle USATo: Dana WhitfieldSep 1
Invoice INV-001041 — Materiales del Valle USAPDFINV-001041.pdf52 KB
CordRidgeline Builders

Materiales del Valle USA issued invoice INV-001041 for USD 3,828.00. You can review it and pay online from the link below.

InvoiceINV-001041DueSep 1, 2026Amount dueUSD 3,828.00View and pay invoice
cordhq.app/app/facturas/0b7e4f1c-5d2a-4e8b-9c31-6a1f2d8e4b70
Invoices /INV-001052
DraftIssuedSentViewed5Paid
FSFerrex Supply Co.Issued Sep 3, 2026 · Due Oct 3, 2026 · SentTOTALUSD 5,792.43Balance USD 0.00
Details
ItemQtyPriceAmountRebar 3/8" × 12 m150USD 19.15USD 2,872.50Gray cement 50 kg80USD 18.20USD 1,456.00Welded wire mesh 6×636USD 31.20USD 1,123.20
SubtotalUSD 5,451.706.25%USD 340.73TotalUSD 5,792.43Credit notes applied−USD 3,292.43Paid−USD 2,500.00BalanceUSD 0.00
Actions
Sent to the clientpurchasing@ferrexsupply.comResend
Open linkCopyDownload PDFWhatsApp
Duplicate invoice
More actionsCredit noteRepeat monthly
Activity
Credit note1 min agoPayment applied12 days agoThe client opened it3 weeks agoSent to the client3 weeks ago
Invoices/INV-001057Open
Apex ConstructionUSD 1,872.04
PaidUSD 0.00
More actionsMark uncollectibleCredit noteVoid
cordhq.app/app/cotizaciones/Q-0154
Quotes /Q-0154Invoiced
DraftSentViewedApproved5Invoiced
GCGamma Construction V1Net 30 · Created Sep 15, 2026TOTALUSD 37,767.20
Details
ProductQtyPriceAmountRebar 3/8" × 12 mpiece800USD 19.15USD 15,320.00Gray cement 50 kgbag600USD 18.20USD 10,920.00Welded wire mesh 6×6sheet240USD 31.20USD 7,488.00Hollow block 15×20×40piece1,280USD 1.42USD 1,817.60
SubtotalUSD 35,545.60Sales tax TX 6.25%USD 2,221.60
Actions
Issue invoice
Open linkCopy linkPDFWhatsApp
Duplicate
Activity
Invoice issuedtoday, 11:20 AMDigitally signed by "Rodney Nash" (IP 201.141.8.77)Sep 24, 5:02 PMOpened by the client from the linkSep 22, 9:15 AM
Invoices/INV-001051Open
Draft2Issued3Sent4Viewed5Paid
GCGamma ConstructionIssued Sep 25, 2026 · Due Oct 25, 2026 · Not sentfrom quote Q-0154
TOTALUSD 37,767.20
Rebar 3/8" × 12 m800 × USD 19.15USD 15,320.00Gray cement 50 kg600 × USD 18.20USD 10,920.00Welded wire mesh 6×6240 × USD 31.20USD 7,488.00Hollow block 15×20×401,280 × USD 1.42USD 1,817.60
CountryUSCurrencyUSDEIN / Tax ID82-3049115

FOR FINANCE TEAMS

From payment to the books without typing it twice.

When your client pays online, Cord applies the payment to its invoice and alerts your team. Your accountant gets the invoice in Xero as soon as you issue it.

Receivables and AI collections have their own page. See AI collections

  1. 01Payment

    The payment lands on its invoice

    When your client pays from the link, the payment lowers that invoice’s balance with no one keying it in.

  2. 02Alert

    It is paid and your team knows

    Once settled it moves to Paid, your systems get invoice.paid and a workflow posts it to your Slack channel.

  3. 03Books

    Your accountant has it in Xero

    A draft lands as soon as you issue it, referenced by its number. Payment sync and QuickBooks Online, coming soon.

INTEGRATIONS

Issue once and every app does its part.

Only the ones that work with your invoices are here: the draft for your accountant, the row with its balance, the email with the PDF or the alert when it is paid. WhatsApp and Slack connect through Cord Workflows.

See every integration

CLIENT PORTALComing soon

One link where your client pays all their invoices at once.

Each client gets their own portal with their balance, their invoices and the option to pay several in a single charge or keep automatic payments on. It is built and we are switching it on.

  • Their balance, by currencyWhat they owe in each currency and how much is already overdue, without asking you for a statement.
  • Several invoices, one paymentThey pick the ones they want in the same currency and pay them together; each one lowers its own balance.
  • Their PDFs, always at handEvery open or paid invoice with its PDF, no inbox search needed.
  • Automatic paymentsThey authorize a method and each invoice is charged on its due date. Whatever they already owed before authorizing is never charged by surprise.

When a charge fails, the rule is written down.

No blind retries: every decline has its answer, and your client gets an email with the date of the next attempt or what they need to do.

Retries

Each decline waits for its best date, up to 4 attempts per charge.

  • Insufficient funds116of the month

    Right after the most common paydays; if neither is within the week, in 3 days.

  • Another bank decline+2+4+7days

    Each wait is longer: 2 days after the first decline, then 4, then 7.

  • Technical failure at the bank+1day

    If their bank did not respond or processing failed, it retries the next day.

Stops

Insisting would not collect it: you get a task with the reason.

  • Stolen or blocked cardMethod removed

    Also if lost or expired: it stops and asks your client to add another one.

  • Their bank requires authenticationMethod kept

    It needs your client present: they are asked to confirm it in their portal.

  • After 4 failed attemptsMethod kept

    It stops trying that charge and asks your client to pay it from their portal.

Bank direct debitComing soon

A charge to a bank account with the mandate your client signs in their portal or on the invoice. Retried only for insufficient funds.

  • United StatesACH · USD3 attempts within 40 days

FOR DEVELOPERS

Invoice from your own system.

The same invoice you issue in Cord, from your code: create the draft, issue it with the next number in your series and send it with the PDF and the payment link.

  • Idempotency on every SDK write: a retry never issues twice
  • Nine invoice webhook events, signed and retried
  • Your AI assistant prepares drafts over MCP; issuing stays with you
Read the documentation
issue-invoice.ts
import { Cord } from '@flouviahq/node'; const cord = new Cord(process.env.CORD_SECRET_KEY!);const { data } = await cord.clients.list({ q: 'Ridgeline' }); // Draft: uses no invoice number yetconst { id } = await cord.invoices.create({  cliente_id: String(data[0].id),  currency: 'USD',  due_date: '2026-11-14',  items: [{ descripcion: 'Portland cement, 94 lb bag', cantidad: 120,            precio_unitario: 16.4, tax_rate: 0.0625 }],}); await cord.invoices.finalize(id); // next number in your seriesawait cord.invoices.send(id);     // PDF attached, payment link

SDKs and tools

The Node SDK is typed, with retries and cursor pagination; the CLI signs in and tests your webhooks from the terminal.

  • Node@flouviahq/node
  • CLI@flouviahq/cli
  • MCPcordhq.app/api/mcp
  • Elements<cord-invoice>
  • PythonComing sooncord-sdk
  • PHPComing soonflouviahq/cord
Learn more

FREQUENTLY ASKED QUESTIONS

Cord Invoicing: the questions we hear most.

Yes, on every plan. You apply a discount to the document, as a percentage or a fixed amount, or a coupon you create in Settings, with validity dates and usage limits overall or per client. The discount applies before tax and is spread across the line items, so the PDF and the tax document match what your client pays.

It depends on the country, and Cord tells you where each one stands. No authority receives each invoice in the United States: Cord's invoice carries your sales tax per line, on every plan. Where each invoice must be filed with the tax authority, Cord switches that channel on country by country, from Starter; until it is live for your account, a standard invoice goes out, not filed with the authority.

Yes, in beta and from the Starter plan: from your client's address it calculates the rate for their state, county, city and districts, and records every sale in the states where you collect for your filing, which Cord doesn't file for you. Starter includes 10 sales with automatic calculation a month, Professional 25, Scale 60 and Developer 150; when you reach the limit, you upgrade or enter the rate by hand. An exempt client is charged no tax and their certificate number appears on the invoice.

No: an issued invoice keeps its number and its amounts. With no payments applied, you void it and issue a new one; with payments, Cord takes you to a credit note, full or partial, that can never add up to more than the original invoice.

An email in your business's name with the PDF attached and a button to the invoice's page. There they see the items, the taxes by rate, the payments already received and the balance; they can pay it in full or choose Pay another amount with the payment methods you have turned on, and download the PDF. The same page tells them you can see when they opened it and whether it was paid.

By default, seven days and one day before the due date, and 3, 7, 14 and 30 days after it, on every plan; you choose the schedule in Settings › Reminders, and you can turn them off there too. Each reminder goes out only once, and they stop as soon as the invoice is paid, voided or marked uncollectible. For a different message or channel, build it with Cord Workflows; for someone to chase overdue accounts one by one, that's AI collections.

On Free, 10 invoices a month. From Starter, standard invoices have no cap and e-invoices filed with a tax authority are included: 30 a month on Starter, 200 on Professional and 500 on Scale; anything beyond that is billed as overage. Viewing and collecting the invoices you already issued is never blocked, whether you run out of quota or downgrade.

Explore the rest of the product.

Cord PaymentsCord Payments is online payment built into Cord: your client pays the quote or invoice from its own link, by card and, in beta, by ACH direct debit or bank transfer with a reference, and the money lands in your account, not Cord's.
Multi-currency & FXYou quote and invoice in any of 14 currencies, and every sale is recorded in your accounting currency at a rate taken from a published source, never made up.
Clients and creditEvery client has a record with their payment terms, their credit limit and an up-to-date account statement that brings quotes and invoices together.
DocumentationCord Invoicing, step by step.

Your next invoice can go out with its payment link.

Invoices from the Free plan; e-invoices filed with your tax authority, from Starter where Cord issues them.

Start for freeContact Sales

See what you'll pay

Published pricing, with the fee for every payment in plain view.

Pricing details →

Start building

Start operating and sending quotes on the Free plan.

Integration options →